About Us
Action Residential Mortgage + Property Management (ARM+) is a small, family-owned, mortgage broker and property management business. Rich and Sandy Young opened their doors more than 25 years ago in 1994.
Rich and Sandy take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket. This is the unique and defining difference of ARM+: our quality and personal approach to your loan financing is backed by numbers.
We’re not afraid to advise you against refinancing if it doesn’t pencil. We believe that keeping your best interests in mind, even if it means turning down business for ourselves, is both the right thing to do and what ultimately gives us such an outstanding reputation in our industry. It’s why we have repeat clients that have worked with us for decades. We work for you.
If you have property in the Bay Area Peninsula that you need help managing, Sandy and Rich are certain they can help you. How, you ask? They can make you more money through proven value-enhancing and cost-savings techniques, and an extra layer of service. Our efforts turn into more income and less stress for you, and higher tenant satisfaction.
If you’re already one our clients, you already know how much you can trust us! If you’re not, we are happy to provide you with references. Just ask!
Whether your needs are for loan financing or property management, Action has the expertise, experience, and service you need and deserve. Call us today.
Vision Statement
Our vision is to help our neighbors throughout California to live fully and joyously in the places they call home. We aspire to help our clients achieve their financial goals, from buying their first homes, to their family homes as their household grows, to their retirement homes. Ours is a family business and a business that serves families.
Need help? Contact us today!
Rich Young
Broker | Property Manager
1466 Bellevue Avenue, Suite 27
Burlingame, CA
94402-3921
650.638.3600
650.638.3636
650.678.2065
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Sandy Gauthier-Young
Loan Specialist | Property Manager
1466 Bellevue Avenue, Suite 27
Burlingame, CA
94010-3921
650.638.3600
650.638.3636
650.678.2063
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Richael Young
Marketing
1466 Bellevue Avenue, Suite 27
Burlingame, CA
94010-3921
650.678.2064
650.638.3636
650.678.2064
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Licensing
Action Residential Mortgage + Property Management (ARM+) is licensed by the Nationwide Mortgage Licensing System 291402, and the State of California Department of Real Estate. The ARM California DRE Broker license number is 01106294 and the Broker license expires November 14, 2025. ARM is a Sub-S corporation owned by Rich Young and Sandy Gauthier-Young. You can think of it as your own “mom & pop shop.”
New licensing requirements have been implemented by and through the National Mortgage Licensing System (NMLS). The NMLS licensing augments State of California licensing. Effective January 1, 2011, all mortgage companies, loan originators and loan brokers must be licensed by NMLS. ARM+ has completed all licensing requirements through December, 2025 for NMLS, and through November 14, 2025 for State of California licensing requirements.
Here are directions for verifying the information directly from the Bureau of Real Estate:
- Click on the link to the Front Page of the Department of Real Estate: www.dre.ca.gov .
- Look for the link on the left under “Essential Information” and click on “Verify A Real Estate License.”
- Enter in our company name as “Action Residential Mortgage” or our license number in the appropriate box.
- When the match comes up, click on the license number to verify the licensing.
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1466 Bellevue Avenue, Ste. 27
Burlingame, CA 94010
650.638.3600 or 650-678-2065
NMLS # 291402
California DRE #01176699